Auto Insurance and Health Insurance in Washington
Reader’s Question:
My name is Olivier from Washington. I would like to ask what the relationship between auto insurance and health insurance is. Or I mean, protection wise, is there any?
Olivier
Cottage Lake, WA
Gracie, Olivier! This is actually a wide open question and thank you for asking. I will give you a possible scenario where your question will be addressed.
A person has an accident for which he is clearly not the one liable for it. Now, this person naturally, has been injured and treated with a chiropractor. He has good health insurance and he even provided his chiropractor’s office with the complete information of his health insurance. But the health insurance company noted that this was an automobile’s accident so he better go and talk to his auto insurance company.
It was said that the treatment for injuries in an auto accident will be covered by the auto insurance policy first and the health insurance would start paying for the exceeded amount. Hence, there is no relationship between the two.
They have different coverage and each one has its own responsibility to the insured. It will be wise to clearly see things out before you purchase one. Ask your agents in Washington the same scenarios I have given so that you will be able to know what to do during these times.
Whatever happens, it is still important that you avail such insurances, for your own peace of mind and security!