Car Insurance College Student Washington

Reader’s Question:

My daughter who’s in college is applying for car insurance. But we’ve noticed that car insurance quotes are quite high and it appears she has to pay a lot for her car insurance premiums here in Washington. Is this really normal?

John

Spokane, WA

Yes, car insurance for college students is quite high compared to regular car insurance policies. Your daughter will be hard pressed to get cheap car insurance college student Washington since car insurance companies rate young drivers like her as high risk. There are reasons why insurance companies do this.

First, younger drivers have a higher incidence of car accidents and mishaps. Due to their lack of experience on the road, they tend to fall for mistakes that cause them to bump into another vehicle or wreck a property. Thus car insurance companies prefer to give out high car insurance college student Washington rates to younger drivers.

Another reason why it is hard to get cheap car insurance college student Washington is because young drivers like your daughter lack a lengthy driving record to speak of. Your daughter cannot prove her competence as a driver without a long driving history, which makes her prone to high insurance premiums from insurance firms.