Life Insurance and Medical Exam in Washington
Reader’s Question:
What’s up about life insurance and medical exams in Bellevue, WA? Do you have to have one here, coz needles scare me away.
Janet
Bellevue, WA
Who doesn’t cringe at being pricked? If you are looking for life insurance and you want more than $100,000.00 of coverage in Washington, chances are good that you will need to have a medical examination in Bellevue, WA. It is interesting to note that your age can also determine whether or not you will be asked to have an exam.
Don’t be intimidated by those exams which are not invasive. A nurse or a doctor working form the insurance company you might pick at Bellevue, WA will oversee the medical exam. They will have access to your medical history and will ask the usual questions, and you will be asked to do some stuff like walking on a treadmill. For large policies, EKGs are used and urine samples are most often collected during life insurance medical exam. Blood can be drawn too, but remember that medical examinations are conducted by experienced professionals who work for insurance companies that want to sell you a policy.
Most candidates in Bellevue, WA try to sleep well the night before their exam. It might be a requirement that you fast for eight hours preceding the test so better watch your salt intake, avoid alcohol, tobacco and caffeine before your medical examination so you will have clear results from any substances.
If you are not feeling well on the day of the exam, go ahead and reschedule it so that you will have a clean medical exam results for your application. You should think of your examination as just one step along the way to benefiting your loved ones and it’ll be over before you know it.