Things to Know About Health Insurance in Washington
Reader’s Question:
I am about to turn 65. My mail is inundated with Medicare information and health insurance supplemental plans to Medicare. My health insurer has sent me a letter saying I must register with Medicaid. What can you tell me about health insurance in Bellevue Washington WA?
Jerry
Bellevue, WA
Howdy Jerry,
As you know Medicare is a federally controlled health insurance provider in Bellevue Washington WA. Today, most health insurers require their subscribers to enroll in Medicare at age 65. Once enrolled, you can continue with your current carrier with your existing policy or purchase supplemental insurance in Bellevue Washington.
Medicare has two health insurance components. Part A covers portions of your hospital expenses. This means that your providers bill Medicare for your hospital services including expenses related to your stay. Your health insurer pays for the difference less deductibles. There are other services covered by part A.
Part B covers your medical insurance. Again, your provider will invoice Medicare. Your health insurer covers the remainder of medical expenses, which are fairly broad based.
Your are right that the coordination of the Medicare system can be confusing. Before turning 65, you should contact your health insurance agent in Bellevue Washington and ask for advice. The agent in Washington WA can explain how your current coverage fits with Medicare and he may make some helpful suggestions to smooth the edges.